At the time of taking out your mortgage loan, the market interest rate may have been on the high side. At that time you had no choice. The interest is determined by supply and demand. But the same interest rate also changes constantly. The economic situation has a major influence on the level of this interest. It may be interesting to refinance your current credit at the interest rates that apply today. You can always contact us for a personal conversation about this.
As you may well know, market interest rates change very regularly. Perhaps you can refinance today at a cheaper rate than your current rate?